Why Do I Need RentersInsurance in Florida?
All too often, life is defined by the unexpected—especially if you live on rental property. What are your neighbors doing upstairs? What was that loud noise from the next-door apartment? You can’t control or predict what neighbors do. Neither can you direct the weather nor prevent every possible mishap. Accidental fires or other kinds of accidents and disasters can strike anyone, anytime. And sometimes even the most stringent precautions won’t prevent you from being targeted by vandals and/or thieves. That’s why renters insurance is critical to protecting your assets.
What Does Renters Insurance Cover?
A good renters insurance policy will protect most if not all of your valuables. Proper renters coverage will reimburse you for losses incurred from an unexpected disaster. That reimbursement makes it easier to recover and get back to life-as-normal.
A Stuart, FL renters insurance policy from Sandsprit Insurance protects you from fires, wind and hailstorms, lightning, theft, and other unanticipated mishaps, including aircraft and motor-vehicle accidents—even riots.
What is Excluded from My Insurance Policy?
Like other insurance policy types, renters insurance also excludes coverage for specific event types:
- Earthquakes and mudslides
- Natural deterioration and neglect
- Bird, rodent, insect, and domesticated animal damage