Motorcycle Insurance in Stuart, FL

Motorcycle Insurance in Stuart, Florida

If you're a motorcycle enthusiast in the sunshine state of Florida, you know you need insurance regardless of where you are cruising. You also know the call of the open road along Florida’s Treasure Coast is like no other. From the salt-touched breezes of Palm Beach to sun-drenched blue skies that stretch on forever, the Atlantic shores offer an incomparable motorcycle experience.

racing motorcycle on a parking lot

What Does Motorcycle Insurance Cover?

Motorcycle Insurance coverages are comparable to auto insurance:

Motorcycle Insurance Liability Coverage

Liability coverage reimburses other motorists and passengers if you’re deemed legally liable for an accident out on your motorcycle.

Motorcycle Insurance Medical & Bodily Injury Coverage

Medical and bodily injury coverage pays any medical bills arising from your injuries in an accident on your motorcycle.

Motorcycle Insurance Collision Coverage

This coverage reimburses damage to your bike caused by an accident. Payouts include compensation for total loss and for damaged protective gear.

Motorcycle Insurance Comprehensive Coverage

Comprehensive provides reimbursement for theft, fire, vandalism, and other, assorted losses. This coverage type remains in effect even during cooler seasons when the motorcycle is stored away.

Motorcycle Insurance Custom Parts & Equipment Coverage

If you’re into customizing your ride, tinkering with it, and upgrading it to suit your individual style and personality, custom parts and equipment coverage is a must. This kind of coverage reimburses you for damage and losses to your customizations. Like any other coverage type, the amount of reimbursement will depend on the amount of coverage, which typically ranges from between $3,000 and $10,000.

Uninsured/Underinsured Motorist Coverage

If you’re in an accident on your motorcycle with a motorist not carrying vehicle insurance, or not carrying enough, uninsured/underinsured coverage protects you, the rider, for any ensuing bills arising from property damage or injury to your person.

Motorcycle Insurance Roadside Assistance

Roadside assistance can be a godsend if your stranded, your bike breaks down or you need a tow out on the highway. It can even help you out if your motorcycle ends up in any of these situations:

  • Dead battery
  • Flat tire
  • Lost key
  • Low fluid
  • The bike is stuck within 100 ft. of roadway

Motorcycle Insurance Trip Interruption Coverage

If you should need to unexpectedly cancel or postpone a planned trip due to a mechanical breakdown, collision, or comprehensive claim, trip interruption coverage reimburses you for non-refundable costs associated with your change of plans. If you're protected with this kind of coverage, Sandsprit Insurance may be able to cover:

  • Lodging
  • Alternative Transportation
  • Food
harley bike on the street

Contact Sandsprit Insurance For a Free Motorcycle Insurance Quote

Do you have questions about motorcycle insurance? We have the answers you need to make informed coverage decisions!
We offer free quotes on Motorcycle Insurance.

Want to see how much we can save you on motorcycle insurance?
For a free motorcycle insurance quote, fill out the quote form on our contact page, or call Sandsprit Insurance in Stuart, Florida today at (772) 781 1132! 

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