Manufactured Home & Modular Home Insurance in Stuart, FL

Protecting Your Share of the American Dream With Manufactured Home or Modular Home Insurance

You’ve worked hard to build a home for yourself and your family, and like any other homeowner, you need to protect your investment with proper home insurance.

Without having proper mobile home insurance or modular home insurance, you are leaving your home and your family at risk. We believe that every mobile home needs comprehensive mobile home insurance to truly feel like home.

Your Home Has Unique Coverage Needs

Mobile homes and Modular homes—especially older ones—involve their own unique set of risks and liabilities. At Sandsprit Insurance, we’re here to answer all your questions about mobile home insurance and to help you sort through all your coverage options and needs.

mobile home with wooden patio

What Does Modular Home or Mobile Home Insurance in Stuart, FL Cover?

Like a typical home insurance policy, this type of insurance can provide comprehensive coverage from a range of perils:

  • Losses from wind and hail damage
  • Losses caused by stray or wild animals
  • Losses caused by busted pipes
  • Losses due to theft
  • Losses due to vandalism
  • Losses due to an explosion
  • Losses due to fire

As you can see, there is a significant overlap between the two policy types. However, some perils covered by manufactured home insurance or modular home insurance aren’t covered by standard home insurance and vice versa.

Liability Insurance

A proper mobile home insurance or modular home insurance policy should also include a liability provision. Liability insurance protects you, the homeowner, against lawsuits arising from bodily injury or property damage incurred by others while on your property. If you were sued and judged legally liable for such losses, liability would help pay for:


  • Property damage to the affected person(s)
  • Pain & suffering of the affected individual(s)
  • Lost wages incurred because of the injury
  • Medical bills incurred because of the injury

Personal Property Insurance

Personal property insurance under your mobile home insurance or modular home insurance can reimburse you for replacement costs or the actual cash value (acv) of any belongings you lose that are covered by the policy.

Sandsprit Insurance is Your Trusted Florida Insurance Agency for Mobile Home Coverage

At Sandsprit Insurance, we feel privileged to partner with clients throughout Florida. We work hard to exceed client expectations, and we’re devoted to being a dependable resource for each policyholder filing a claim. When you need us most, we’ll be there to help every step of the way. This is our promise to every policyholder.

mobile home with flower bed

Contact Sandsprit Insurance for a Free Florida
Mobile Home Insurance Quote

At Sandsprit Insurance, we’ve built two things: a reputable name in the Stuart community and a legacy of best-in-class customer service. If you’re ready to start a new relationship with a Stuart, FL mobile home insurance agency that puts your best interests first, call Sandsprit Insurance today at (772) 781-1132 or visit our contact page.

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